![]() ![]() Potential homebuyers should research the right option for their needs. ![]() There are many types of mortgages available, including conventional fixed rate mortgages, which are among the most common, balloon mortgages, adjustable rate mortgages, FHA mortgage, VA mortgage. A mortgage is often referred to as home loan when its used for the purchase of a home. The borrower enters into an agreement with the lender wherein the borrower receives cash upfront then makes payments over a set time span until he pays back the lender in full. Mortgage is a loan in which real estate is used as collateral.
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